I've had perfect credit for over 20-years. I was laid off from my job & got behind 4 to 5 months on the mortgage. I didn't miss any payments (nor were any late) on anything else. Like credit cards (3) or utility bills etc. I was 2 months behind on association fee's though but may be able to also get that caught up as well.
My question if I catch everything up, the late stuff (mortgage & association), how long would it take (if I keep all payments on time after catching up) for my credit score to return to what it was before I fell behind?
Read more: Laid off from job & got behind on the mortgage. How long would it take for my credit score to go back up?
