John and David are businessmen and friends in the same company. In July, 2000, John wanted make his own way. He resigned from his job and became a self-employed man. When he began to open his business, he was in great of need of circulating funds, so he asked David for help, promising to pay more interest higher than that of the bank and pay his money after one year on time. In order not to let David have worries, John mortgaged his Honda to him. With the consent of John, David bought one-year motor vehicle insurance in his own name from the insurance company.
Six months later, When John drove the car to work, an accident occurred, the car was overturned and damaged totally. He was seriously wounded. On hearing the bad news, David reported the case to the insurance company and made claims to it.
Discuss: Do you think the insurance company should pay the claims or not? Why?
Read more: Do you think the insurance company should pay the claims or not? Why?
