Credit Rating Advice Please?
Added (1). Me and my boyfriend are planning on saving a deposit for a mortgage. I looked at my credit report and it is 534! I do not understand how it is this low. It says the factors are
1. Limited time on the electoral roll
2. Used most of my available credit.
How long do I need to be on the electoral roll for to have a good impact? Ive only been on a few months due to a house move.
Also my balance on my credit card has been paid off but still not updated?
any advice how to get my score up? Thanks
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