Can we refinance in to a conventional loan?

We bought a house in August 2013. We had a Chap 7 bankruptcy discharged in 2010, and a foreclosure sale in Feb 2009. Our current home s value has increased significantly. I d like to refi into a non- FHA loan so we can get rid of the PMI payment which adds about $300. Based on my research, we should be able to refi next month. Am I correct?

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