What does the following mean on a deed transfer?

"Title is conveyed subject to the life estate of Jack White as reserved in the aforesaid Deeds"

The home was owned by a 67 year old woman who died. Her husband is still living (he was not on the deed). The home was willed to the daughter.

This is in NJ.

The woman (and maybe the husband) had $20,000 in credit card debt plus major medical bills. The husband was in a nursing home-likely at medicaid expense for a couple months, but was supposed to be moving to the daughter's home.

Doesn't the estate have to pay off the bills before the daughter can inherit it?

There was no life insurance or savings. The daughter is low income and otherwise in debt so she could not pay off the debt… Or get a loan to pay it off.
Added (1). it was sold for $1
Added (2). 'Jack White' does refer to her father (the husband)… Husband can't afford to stay there. They were barely scrapping by with both their social security and the wife's part time work. The husband is severely disabled and can't work at all. He is bed ridden. Once the father passes, wouldn't the estate have to pay off the debt including credit cards and medical bills? I am suspecting foreclosure proceedings will start within a year.
Added (3). It is a condo where they do foreclose if they don't pay the fees… And the property tax is 425/month. The only way they have to pay it would be if the father owned the home and got a reverse mortgage. Can't it be sold with the father's permission… Or sold to him for $1 and then he sells it for market value? Will this ruin the daughter's credit when it goes into foreclosure. I am trying to let them know what their options are.

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