We have two lenders in the running. Both have same rates 3.25 VA 30 yr. Lender A has no lender fees, with a $150 credit and does not sell their loan. They keep in house with the Bank of Oklahoma. Lender 2 is the same thing but with a $500 credit but sells their mortgage and we have no idea to who till after closing. Both lenders have excellent reviews,
So the question is do I take a smaller credit with Lender A which allows me to know what the servicer will be (not that I can find much info on bank of Oklahoma) or take the larger credit from lender B and hope the servicer is good.
Read more: Which lender should I pick for a mortgage?
