I got a letter from Monster Loans offering to refi my FHA loan with additional cash to pay off credit cards and whatnot, all at lower monthly payment than I'm currently at. Is this legit? I have good credit, so if this would go on my reports as a "consolidation loan," I'm not interested. So if anyone could give me the skinny here, it'd be greatly appreciated!
Read more: What's the deal with Monster Loans' FHA cash out refinance program?
