They lost all their home furnishings and irreplaceables and have not much else in savings because they used most of what they saved for the down payment on their home.
They also now have a mortgage but no home to back it up.
They were so desperate they almost decided to set fire to their house so they could collect on their homeowners insurance policy that doesn't cover flood insurance
Read more: Someone I know lost their home due to flood and had no flood insurance what do they do now?
