I'm paying late fees on most of my accounts every month to try to keep up. Any advice would be appreciated. I really just want to know what my best options are to get this under control. Here are the numbers.
income-700 a week
credit card: balance 2500. Payment 40
credit card: balance 400. Payment 25
credit card balance 1333 payment 40
loan from lending company (bad idea and high interest) balance 6600 payment 245
mortgage: payment 765
new a/c unit for house: balance 6000 payment 160. (currently 700 due to being unable to make payment)
phone bill: payment around 110. Can't cancel because I owe 500 on the phone still
electric is around 200
water around 50
car: balance 17000 (more than its worth) payment 389
motorcycle balance 4000 payment 127
car insurance: 221
internet is 80.
tool bill (i'm a mechanic) balance 6000 payment 320
total monthly expense of minimum payments is 2527
total income is 2800
thank you
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