So have a mortgage with Halifax, but may want to put mother on the mortgage as shell likely live in the house in the winter months when I'm away. Issue is she gifted me part of a deposit some two years ago (£20,000). How do I get around this? Do I simply return the £20,000 back to her? Does putting her on the mortgage nullify the signed letter that she would have no interest in? What can I do? Don't want to be doing anything illegal!
All the best,
Aaron -
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