Santander credit cards?

Hello, I'm someone who has never had a credit card and don't really understand them. Basically I want one that does not charge interest on my purchases and want one so that I can pay off my purchases As soon as possible when the bill comes through, just so I can build a credit rating for future mortgages etc, does anyone have any advice? Thanks in advanced

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My credit score has not moved for a year still 590 range and I've taken out credit cards and have made timely payments but nothing

I have two bills in collections. Which are old and can't do nothing about.
I don't have a mortgage, or car loan so I heard that's why it hasn't gotten up.
But I do have student loans and credit cards like about 4 all with like a 700 dollar credit limit with high interest rates obviously but I make on time payments on them and use them many times monthly for stuff like gas and products and I pay it back always on time and more than the minimum amount due. Still a year later my credit score does not increase. Why?

Read more: My credit score has not moved for a year still 590 range and I've taken out credit cards and have made timely payments but nothing

If i declare myself bankrupt. Will i ever be able to get a mortgage?

Really bad credit. Got a ccj for not paying council tax. Got a wage arrestment aswell. Was really bad when I was young and now living to regret it. Got a lot of payday loans that I never paid back went wild for a few years and now longing with the consequences.
Now I have just got married and wee are looking to buy a house and my credit is stopping me I can't possible pay all this back and buy a home. Should I go bankrupt what will I do help

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Foreclosure or bankruptcy when defaulting on a mortgage?

Say someone defaults on the mortgage for their home. Should they get the house foreclosed, or file for chapter 7 bankruptcy? Because when I was a kid this happened to me and I remember we filed for bankruptcy during the 2008 crisis but I'm wondering why we did this rather than getting the house foreclosed. Someone explain please?

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Buying A Home Without Taking A Mortgage Loan?

You wish to buy a house for $200,000.

You have $500,000 in your bank account.
You are not worried about having emergency cash.

In this circumstance is there any downside to paying
for the house in full, with a single payment, instead of
getting a mortgage loan?

The objective is to avoid interest on the loan.

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I think we're going to get denied a mortgage? Can we try another lender without doing a new apprasal?

We got information from our loan officer that the underwriter is not going to consider my husbands monthly overtime and 2nd shift differential pay for the anual income and but i don't understand that if that was the case than why did we get aprove already for the preapproval just to get denied i'm so piss I blame it on the loan officer for it, and now i was wondering if all lender is like that or can we try with a different lender and might get approve with his monthly overtime that he always have mandotory overtime and can the 2nd lender still charge for a different apprasal or can we use the infomation from the same one. Thanks i'm so angry and stress right now…

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Do I get my security deposit back?

i'm current renting a home and my landlord is seeking it. Am I untitled to my security deposit back? There has been no damage done to the home. The ceiling has a bit of a problem but that is bc of piping problem which the landlords have to take care of. They are selling the home bc they haven't been paying the mortgage and are forced to sell it. I have a feimg that they don't have it but if I have to move I must have that security deposit back.

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Where can I find helpful sites or training material for Mortgage Underwriting Training? I have been a closer/funder for a lender for 2 years?

Where can I find helpful sites or training material for Mortgage Underwriting Training? I have been a closer/funder for a lender for 2 years?

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How quick can closing on a home be if I'm paying cash and waiving due diligence

Family is moving to ohio, wife and two kids first and then myself. I've saved up enough money to pay cash for a home. I do not want a mortgage. Also plan to send my wife with enough money to cover her and the kids bills, gas groceries daycare and all of that for at least 6 months.
Only want to do termite inspection and whatever else is mandatory for the county. Moving to Youngstown, Ohio btw.
I just want to know how fast can closing on a house that I'm paying for cash would be?

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I want to buy a house?

I'm currently 17 and just enlisted in the Army with a 4 year contract. My girlfriend also did the same, and my best friend (24) of a few years has been saving money for years, and will do so while I'm gone. Doing the math, we would make enough money all together to buy a decent priced two-bedroom home somewhere in the country. My question is: what is the catch? I never understood "mortgages"… If we pay 90,000 hands down, do we pay anything more (apart from utilities) or do we finally just own the house? The question may seem stupid, but I've been unable to get a good answer from anybody.

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