We are applying for an FHA home loan and my parents are co-signing with us. This is just temporary by the way since I am just 10 points shy of getting my score where it needs to be. We are in a LTO and the contract is coming up so we need to buy or lose our investment. Thus the quick need for the co-signer, otherwise we would wait. So, the question is, My husband's score is in the low 600's and my parent's scores are in the high 700's. Which score will they use to decide the percentage rate fo the loan?
Read more: Which credit score do they use when you have a co-signer on mortgage?
