I had a 754 credit score and it just dropped 32 points to 722. I have no idea why though. Never had a late payment. Always pay in full. Could it be that I activated a new credit card about 3 months ago? Also I just recently had about $1100 between 2 of my 3 cards but have a total of $8000 between the 3 cards so I used about 14% of my credit. Would that drop my score 32 point?! I usually spend about $500 per month total on my cards. Could it be that I spent $1100 this month? I was wanting to buy a house but I wanted to have my credit score high like at least 740 or more. I just don't get how it just drops 32 points?
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