I don't have the 640 credit score must lenders look for up front, but i do have a job making around 28_30 thousand a yr.
But due to a medical condition right now i'm limited w/work hrs and will come to make about $20,000 for the year.
I don't have any collections on my credit, but two open accounts such my current vehicle I'm paying for and a consumer loan.
I owe about $600 on consumer loan and about $5100 on my vehicle.
I've never been late on any of these two, but idk if my debit/to income ratio is going to be to high or how to calculate it. I was wondering if its to high and i paid off small consumer loan and just have my car loan would income/debt ratio not be to high. I also rent right now and pay $600 a mth not sure if they include that 2 w debt.
As of right now do i qualify for any mortgage loan? If so much can i afford
Read more: Can i afford to buy a home right now w my yrly income?
