Here is the situation:
A client has scheduled a meeting with you because he/she is looking for advice on how to improve his/her credit score. The client recently checked his/her credit score and discovered that it is 680. The client wants to purchase a home within the next 12-18 months and thinks a higher credit score may lead to lower interest rates on the mortgage. The client has a fair payment history, only making a few late payments in the past 24 months. The client has three credit cards and is carrying a collective balance of $6,200. You have a meeting scheduled with your client to present your advice
I need help asap, thanks!
Read more: How to raise credit score in this situation?
