Monday, February 16, 2015

Has anyone out there gotten a mortgage lender to count student loan IBR payments of $0 in DTI ratios?

I m trying to get a mortgage; but I m having a hard time finding a lender that will count my student loan payments as $0. I know I need to have them equal $0 for a year after closing. Has anyone found a lender who will do this? Which ones did you go with?

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