Idea of pulling out 401k money and using it to help homeless people?

If one has $23,000 CC debt and $35,000 credit line, but $32,000 in a 401k

Can't a smart move be to use the remaining $12,000 of credit line to help homeless people, and then withdraw the $32,000 of 401k and pay the tax and 10percent penalty to get that cash to add to the money to give to homeless people?

And then go homeless with the homeless people and beg for change with maxed out card and no 401k and say "Let's use the 401k and credit line purchase to build a tent in New York because the new Mayor is not gonna do what Guilliani did?

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