Have an accepted offer on a home we want to purchase. We applied for a mortgage at a big name bank and our loan person prefilled our application out but under combined current expenses he doubled them. This doesn't sound right but I suspect it may be to make our current housing expense more equal our new housing expense but I still don't like it. Can't this cause a problem when it go's to the underwriter? We are good for the new payment even if he didn't put it.
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Should my loan person have prefilled my mortgage application out?