Wednesday, December 30, 2015

USDA loans in New Hampshire with only one spouse?


My husband has a federal taxS lien against him. Wondering if I can apply for mortgage alone (he doesn't currently work anyway, stays home with small kids) if my credit and income qualify. If we buy a house and pay a mortgage we will be paying less monthly and better equipped to actually get into a payment agreement to pay off IRS. Since it's not a community property state does his lien even come into play?

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