Buying a home using a grant?

My mortgage lender has recommended a grant that is for first time home buyers that can be applied to closing costs and down payment. We cannot reserve the grant funds until after we put in an accepted offer. Without the grant, we do not have enough money yet to pay for both the down payment and closing, but with it we have plenty. Could I put in an offer on a home right now, while I don t have enough cash yet, with hopes that the grant would come through, or do you have to have sufficient cash at the time of putting in an offer?

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