Tuesday, August 8, 2017

How does a mortgage work when one person has good credit and the other has bad credit?

My husband and I are considering purchasing our first home. He is the main income earner and has great credit. I don't make near as much as he does, but we d still like my income to be considered, as I think this will allow us to be approved for more. My credit is not good. If we apply together, will we not get a very good rate due to my score? How does that work? Looking for any input from anyone experienced in this area. Thanks so much!

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