Hello, I have been declined a credit card online with Santander and I'm not sure why. I have never been in debt, never had mortgage or a loan, never declared bankrupt, my gross income is over 7500 a year. So I can't see why I would be declined, granted in the last couple months I have spent a bit as I have been on holiday and prepaid for my next, but this is the first time I have basically had more money come out of my account than went in. I only wanted one to build a credit rating and now don't know what to do as I could do with one. Any advice would be great, thanks in advanced.
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