A lender told me her could pay off our credit card debt to help boost our credit scores. He said he would do a rush to this boost. This would obviously help lower our interest rates. Then, he would roll the amount he paid off for our debt into our closing costs. Therefore, it's not a loan with interest. No other lender has given me this option. I asked about any catches with it. It really just sounds too good to be true. Is this even legal? Is it something that makes sense to anyone? Please share your thoughts.
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