We're looking to down size as we reach retirement but our search for a smaller more maintainable home has lead us to two conclusions, one being a condo/town house arrangement that come with a lot of expense aside from the mortgage HOA Fees being the main additional cost that can be higher than the monthly mortgage payment. Or the second a really bad area were homes are neglected and crime is ramped. So my question is what dose one do remain in a 2500 SQ home in a relatively good area that could go to a family that needs the space or move to an over prices condo and live in a shoe box or to a questionable area we also do not want to spend our retirement on a 200 + thousand dollar mortgage either is this the case only in Raleigh NC or is it nation wide?
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