Basically i want to pay it earlier, i was told by him the lender that its an open contract. In my head meant that i could pay extra and knock couple years off my mortgage, but supposedly him what ever i pay extra he adds it to the last payments of the loan not to the acual principal.
So basically paying extra to principal its actually paying extra to the whole complete interest and all of the principal so no saving money anywhere just time. Someone that knows how to read attorney words, I've read them i can't understand them.
thanks for the help, i apologize for the grammar.
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