Which appraisal will my mortgage company use?

We're in the process of buying a house. We paid for an appraisal and it came in MUCH lower than the asking price. We sort of figured it would. The seller's listing agent told us she told the sellers to come down in their asking price, but they didn't. We're trying to purchase the house using a grant program so there's no wiggle room for "paying extra" towards the price the seller originally wanted ($17,000 more). The sellers decided they want to do a second appraisal. Which appraisal will my mortgage company use in order to provide me with a loan?

Thank you

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What's the deal with Monster Loans' FHA cash out refinance program?

I got a letter from Monster Loans offering to refi my FHA loan with additional cash to pay off credit cards and whatnot, all at lower monthly payment than I'm currently at. Is this legit? I have good credit, so if this would go on my reports as a "consolidation loan," I'm not interested. So if anyone could give me the skinny here, it'd be greatly appreciated!

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Can I get a mortgage?

My credit score is about 630, I make less than 25k/year, and I have around 100k in debt from student loans. Is there any way I would be able to get a mortgage for a 40k home?

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What is shown as part of payment history on your credit report and does i out of these and does it say the companies of the bills?

cable bill/
Utilities
Phone Bill
mortgage payments

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Is the mortgage interest tax deduction really necessary to encourage home ownership?

Who needs the government to encourage them to be a homeowner? Why doesn't the government encourage apartment living versus a cardboard box then?

I think the deduction should be abolished!

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Is going to college at 25 not worth it?

I'm 25 and haven't been to college yet. I make 15$ hour I gross around 2200 monthly. I want to go into mortgage/ like a loan officer. Well obviously Ill need a bachelors. So I was talking to someone about it and they said I shouldn't do it because it would be like starting over. Please give me your honest opinion

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Am I wrong? I need advice please?

I'm having problems with home life… It's me my bedridden mom and my older brother and my dad.growing up my mom was on drugs my whole life until 18 when she had a stroke I have been caring for her since my dad did everything for his family mom did nothing at all. I LOVE my dad with everything in me but every since I can remember I have always gave or loan money to my dad without a problem even if he couldn t pay it back now that I'm grown I feel like helping my dad is hurting me He is a very strong independent man he doesn't ask anyone for $ but me i always stressed about money I pay the bills my dad just pays the mortgage my brother pays nothing and I have a new car that I pay for that my dad drives while I drive my old plucker which is breakin down everytime I complain he simple says he doesn't care about that my dad had a massive heart attack and died 3 times and was down for 3 months I picked up all the bills not my brother. I feel like I wanna run and never turn back but I think that s being selfish

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If I'm disabled and my parents transfer their home to me, will the existing mortgage have to be replaced or will it stay in place?

If I'm disabled and my parents transfer their home to me, will the existing mortgage have to be replaced or will it stay in place? - 1

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Offer accepted on a house and the almost dream house has appeared on the market?

I'm going to get some abuse for this but we're caught between a rock and a hard place and can't decide.

About a month ago we had a offer accepted on a house not ftb but we currently are in rental accommodation so no chain. The house we found was smaller than we were originally looking for at outside our boundary search area due to the kids school but we liked the house more the move in condition has most that we would need, bad parts our rental is a lot bigger and we have been here for 3 years. And our furniture fits this house not the next one so to move in we have to sell most of it.
Today we were visiting a friend's house, 2 streets away a turning we would have no need to drive by a house had a board outside. Stupidly enough we have looked the house is in budget needs decoration to our tastes but more important is a lot bigger so better long term, plus furniture fits in on a much quieter road in a better area walking distance in minutes to the schools.
We're only able to buy due to a inheritance and so this needs to be right. Mortgage is agreed and we have already had a valuation survey and survey done on original house.
This new house is with the same estate agents so they will know immediately. I feel awful on the vendor the house is a ex rental so there's no chain to upset. But should we look or leave alone this is the biggest purchase of our lives so had to be right. Incredibly stuck. Any advice greatly received

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How to buy a house in UK?

I'm 17 years old and am wanting to buy a house in July 2018 when I will be 18. It is something me and 2 friends have agreed to do. We've said we will split the deposit and pay a third each and do the same with the mortgage on a monthly basis.
What a the standard procedures we need to go through to buy? And any other useful info is much appreciated.

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