Wednesday, September 16, 2015
Can you put land in a family trust, and then put manufactured home on it?
My fiancé's grandmother has 96 acres of farm land that has 1 house on it (it has no mortgage). We want to put a manufactured home on the land but are looking at ways to bypass the subdivision process and what not. The overall census in the family is to keep the property in the family name once the grandmother passes away. Would it be possible to put the land into a trust now, with our names as well as other family members in there as "trustee, beneficiary, etc", and once it all goes through put a home on the land because our names are now on the trust? This is new to us, and a consult with an attorney is in the future, just trying to get a heads up on what is legal and easiest. Thanks!
Read more: Can you put land in a family trust, and then put manufactured home on it?
Are Jewish Holidays an Excuse for Breach of Contract?
About a week ago, I entered into a contract with someone for the performance of an obligation. It came due on September 14. When it was not performed, I pointed this out to the other person. Her reply was, "I was out of the office on September 11, and September 14 was the Jewish holiday."
I did not even know she was Jewish, and I am wondering what difference does it make? Jewish holidays, unless they fall on Saturday, Sunday, or a legal holiday listed in the statute book, do not excuse contractual performance. It is not worth pursuing, but I am wondering if this sort of arrogance is typical in the Jewish faith, and whether it is accepted practice to use a Jewish holiday as an excuse not to perform a contractual obligation.
If it is, I will keep it mind the next time my mortgage payment falls due on a Jewish holiday and see what the bank thinks of that.
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Atheists - How much did you pay for your wife?
add up the cost of dating, the rings, and the wedding, plus any mortgage that may have been part of the contract of your marriage
Read more: Atheists - How much did you pay for your wife?
Tuesday, September 15, 2015
Should i let my ex-husband use my house s home equity to pay off his credit card debts?
he wants to use the equity in the house i got in the divorce (which he pays the mortgage on per the judgement) to pay off his credit card debt. Are there risks to that? Is it stupid for me to even think about letting him? What happens if he fails to pay back the HEL? Will my house be in jeopardy?
Read more: Should i let my ex-husband use my house s home equity to pay off his credit card debts?
Is it okay to put that I'm single on a mortgage application if I'm married?
I live in CA & I have begun the process for legal separation but I don't know how long that process will take. I would like to get a home loan ASAP. We have been separated for a few years (just not legally separated) & I have been doing my taxes separately as well
Read more: Is it okay to put that I'm single on a mortgage application if I'm married?
Should all humans be embracing the advancements of technology even though it is destroying the planet?
People love that we have touch screens, dispensers for movies and food, and a TV that can also be a computer among other things. The list is endless. But technology is becoming more of a burden actually, is it not? Consider these:
--a big negative is that humans are losing jobs more and more every year. We went from employing 200 hundred people to assemble things like cars and airplane parts in a factory to outsourcing and replacing humans with technology like robots. That is 200 people who can no longer pay a mortgage, college, or any bills. The numbers for this is millions.
--Another point in this are companies like Uber and Apple. They are investing in self-driving cars and technology that repairs itself. Robots that do surgeries, calculations for businesses, etc. Everything! When the rich have all the money cause their companies made these things, will the rest of us starve in chaos
--Technology also pollutes. We use to live off nature. Now, we have huge oil wells and cars that yes create jobs, but are destroying the environment. We are overpopulated because of technology. If we went back to the old days, everyone had a job and was surviving well.
--Technology like internet are destroying businesses and hurting people. Cyber bullying, bank accounts hacked, identity theft.
WE ARE NOT LIVING BETTER. Life is going to get worse. Our ancestors and their old ways did make the world a better place. How are we gonna survive? The rich are getting rid of us
Read more: Should all humans be embracing the advancements of technology even though it is destroying the planet?
What is an expensive university fee?
hi there, so i want to go to a university that is ã12743 per year with my chosen degree. Is this very expensive? My parents are both doctors, one is full time one is part time. I also have a sister in medical school and a brother over in a Thailand university atm. How likely would it be that i could go to this university? Is it too expensive? We also have a big mortgage! Do you think it is possible i can attend? Can my family afford it?
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Taxes filing, how to file, separated from spouse?
I separated from my husband in May of this year (more than half the year), I live with my parents and I have two kids that also live with my parents. Husband lives in our marital home until it sells. I have no income, unemployed, my parents support kids and I (minus his $100 a month for kids groceries, he does not pay child support as he claims he doesn t have it since he still pays out marital homes mortgage).
How do I file taxes? Do I go on my parents taxes along with my children as dependents? Or do I have to do my own tax filing as married filing separate (married joint I won t do) although I have no income to claim? I know he still has to list me on his taxes as we aren t divorced yet, but I can be a dependent on someone else s taxes? Confused
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What is the best way to mortgage a home you plan on living in for 3-5 years?
I recently graduated and got a job and am looking to buy a cheap house (~$100,000) to live in for the next few years of my life. What is the best loan to get for someone like me who doesn't envision staying at that home long term?
Also, when I do get a loan (already been pre-approved), what is the best way to pay it off. If I'm only living there for 3 years or so I don't half of my mortgage to go towards the interest of a loan expected to last 30 or 15 years. Is there a way to avoid interest or are there any tips to pay more principal and less interest? Is that a smart thing to do? This is my first time going through the process so any advice would help
Thanks!
Read more: What is the best way to mortgage a home you plan on living in for 3-5 years?
Getting married after filing bankruptcy?
Getting married after filing bankruptcy?
Added (1). I had a house with my partner who passed away in 2012. His life insurance was voided due to him not including on his policy that he had a heart issue.
Due to the insurance being voided, the mortgage was left in my name. It was a huge mortgage as he earned more than I did, and I could not afford the repayments. I surrendered the house to the bank and it is currently for sale. The equity is about 70/80 thousand pounds. I will soon be filing bankruptcy and am newly engaged. Should I wait to marry?
Read more: Getting married after filing bankruptcy?
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